PackageTrendsPeer
Letter portraitLegal landscape

Bank of New York Mellon, The

New York, NY · Cert 639 · Peer group: banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=15) · Bank of NY Mellon Corp. the

State charter, Fed member · FED · 3 affiliate banks · 10 branches (47 in holding)

Q2 2026

$425.1BAssets
$46.7BLoans
$255.9BDeposits
$29.4BEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 3 of 15).
  • Widest gap: equity / assets trails 93% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 14 of 15).
  • Overall: at or above the peer median on 5 of 9 directional measures.

Return on Assets

1.36%

Rank 1 of 15

Net Interest Margin

1.52%

Rank 14 of 15

Efficiency Ratio

57.64%

Rank 9 of 15

Equity / Assets

6.93%

Rank 14 of 15

Non-interest income vs. expense

$12.0B$10.2BINCOMEEXPENSE
Favorable gap of $1.8B · efficiency ratio beats 47% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area
Bank 57.64%Peer median 55.4%Q2 2025Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets1.36%0.74%0.98%1.14%Beats 93%1 / 15
Return on Equity19.64%5.21%8.81%10.53%Beats 93%1 / 15
Net Interest Margin1.52%1.76%2.56%3.09%Beats 7%14 / 15
Efficiency Ratio57.64%49.33%55.36%65.80%Beats 47%9 / 15
Asset Quality
Nonperforming Loans / Loans0.04%0.39%0.66%0.92%Beats 93%2 / 15
Net Charge-Offs / Loans0.00%0.01%0.03%0.10%Beats 100%3 / 15
Capital
Tier 1 Capital Ratio14.56%12.31%14.32%17.39%Beats 60%6 / 15
Total Risk-Based Capital Ratio14.76%13.34%14.76%19.29%Beats 47%8 / 15
Equity / Assets6.93%8.06%10.22%12.59%Beats 7%14 / 15
Liquidity & Funding
Loans / Deposits18.23%52.62%85.61%96.57%0th pctl15 / 15
Loans / Assets10.98%32.81%69.81%78.17%0th pctl15 / 15
Brokered Deposits / Depositsn/aNot reported for this institution