Latvian Minneapolis, MN · Charter 63891 · Peer group: credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=25)
NCUA · 1 branch
Q2 2026
$5.8M Assets
$4.6M Loans
$5.2M Shares
$641K Net Worth
Executive Summary Strongest standing: net interest margin outperforms 92% of credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 2 of 25). Widest gap: nonperforming loans / loans trails 68% of credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 18 of 25). Overall: at or above the peer median on 1 of 7 directional measures. Return on Assets
0.38%
Rank 14 of 25
Net Interest Margin
4.98%
Rank 2 of 25
Efficiency Ratio
91.72%
Rank 14 of 25
Equity / Assets
11.01%
Rank 14 of 25
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.38% -0.29% 0.38% 0.84% Beats 44% 14 / 25 Return on Equity 3.43% -1.54% 3.43% 5.67% Beats 48% 13 / 25 Net Interest Margin 4.98% 3.36% 3.62% 4.13% Beats 92% 2 / 25 Efficiency Ratio 91.72% 75.76% 88.22% 93.38% Beats 48% 14 / 25 Asset Quality Nonperforming Loans / Loans 0.85% 0.29% 0.62% 1.02% Beats 32% 18 / 25 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 11.01% 10.07% 11.51% 14.55% Beats 44% 14 / 25 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 11.01% 10.07% 11.51% 14.55% Beats 44% 14 / 25 Liquidity & Funding Loans / Deposits 89.12% 59.49% 71.17% 86.44% 80th pctl 5 / 25 Loans / Assets 79.07% 53.45% 61.94% 76.61% 80th pctl 5 / 25 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11