Hudson Falls, NY · Charter 63854
Q4 1994
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | YoY Δ | Trend |
|---|---|---|---|---|
| Earnings | ||||
| Return on Assets | 3.78% | 3.95% | n/a | |
| Return on Equity | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a |
| Growth | ||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a |
| Asset Quality | ||||
| Delinquent Loans / Loans | 28.05% | 22.77% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a |
| Allowance / Loans | 11.59% | 11.83% | n/a | |
| Capital | ||||
| Risk-Based Capital | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||
| Loans / Shares | 68.70% | 80.05% | n/a | |
| Liquid Assets / Assets | 33.24% | 26.16% | n/a | |