Donaldsonville, LA · Charter 63851
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.93% | 0.99% | 0.73% | -0.34% | 0.09% | -84 bps | |
| Return on Equity | 4.99% | 5.10% | 3.80% | -1.73% | 0.43% | -456 bps | |
| Net Interest Margin | 4.05% | 4.16% | 4.17% | 3.76% | 3.89% | -16 bps | |
| Efficiency Ratio | 77.18% | 76.45% | 82.48% | 109.09% | 97.78% | +2,060 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.92% | -2.93% | -2.55% | -4.55% | -6.78% | -386 bps | |
| Loan Growth (YoY) | -18.17% | -22.01% | -22.20% | -22.55% | -18.20% | -3 bps | |
| Share Growth (YoY) | -4.95% | -4.84% | -3.96% | -6.12% | -8.68% | -374 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.08% | 0.06% | 0.07% | 0.00% | 0.00% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.64% | 19.33% | 19.30% | 19.89% | 20.32% | +167 bps | |
| Net Worth / Assets | 18.64% | 19.33% | 19.30% | 19.89% | 20.32% | +167 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.05% | 51.63% | 48.14% | 45.51% | 46.62% | -542 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |