Evangelical Christian Anaheim, CA · Charter 63837 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=65)
NCUA · 1 branch
Q3 2025
$581.3M Assets
$357.7M Loans
$463.0M Shares
$90.6M Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 72% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 18 of 65). Widest gap: efficiency ratio trails 69% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 46 of 65). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.56%
Rank 28 of 65
Net Interest Margin
2.99%
Rank 44 of 65
Efficiency Ratio
89.47%
Rank 46 of 65
Equity / Assets
15.58%
Rank 18 of 65
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.56% 0.09% 0.50% 0.86% Beats 57% 28 / 65 Return on Equity 3.57% 0.71% 3.70% 6.37% Beats 48% 34 / 65 Net Interest Margin 2.99% 2.76% 3.26% 3.76% Beats 32% 44 / 65 Efficiency Ratio 89.47% 72.80% 81.54% 90.78% Beats 31% 46 / 65 Asset Quality Nonperforming Loans / Loans 0.41% 0.21% 0.41% 0.79% Beats 48% 35 / 65 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 15.58% 9.16% 11.92% 15.96% Beats 72% 18 / 65 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 15.58% 9.16% 11.92% 15.96% Beats 72% 18 / 65 Liquidity & Funding Loans / Deposits 77.25% 48.45% 60.15% 84.91% 68th pctl 21 / 65 Loans / Assets 61.53% 41.72% 53.21% 67.33% 65th pctl 23 / 65 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.41%, the median effective tax rate of the 2,782 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-10