Sikeston Public Schools
Sikeston, MO · Charter 63830 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.5MAssets
$2.5MLoans
$4.5MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 98% of credit unions under $1B in assets (rank 30 of 1682).
- Widest gap: nonperforming loans / loans trails 85% of credit unions under $1B in assets (rank 1424 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.46%
Rank 267 of 1,683
Net Interest Margin
3.67%
Rank 971 of 1,683
Efficiency Ratio
44.23%
Rank 30 of 1,682
Equity / Assets
18.92%
Rank 275 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.46% | 0.35% | 0.74% | 1.18% | Beats 84% | 267 / 1,683 | | |
| Return on Equity | 7.69% | 2.67% | 5.89% | 8.74% | Beats 67% | 557 / 1,681 | | |
| Net Interest Margin | 3.67% | 3.31% | 3.82% | 4.32% | Beats 42% | 971 / 1,683 | | |
| Efficiency Ratio | 44.23% | 68.91% | 78.20% | 86.93% | Beats 98% | 30 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.87% | 0.26% | 0.65% | 1.29% | Beats 15% | 1,424 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.92% | 10.44% | 12.89% | 16.53% | Beats 84% | 275 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.92% | 10.44% | 12.89% | 16.53% | Beats 84% | 275 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.48% | 52.61% | 69.38% | 83.50% | 30th pctl | 1,175 / 1,683 | | |
| Loans / Assets | 45.73% | 44.71% | 59.18% | 70.72% | 26th pctl | 1,239 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |