Cooperative Choice Network
Peoria, IL · Charter 63783 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 5 branches
Q2 2026
$205.9MAssets
$109.9MLoans
$180.3MShares
$26.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 64% of credit unions under $1B in assets in IL (rank 19 of 50).
- Widest gap: net interest margin trails 88% of credit unions under $1B in assets in IL (rank 44 of 50).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.33%
Rank 43 of 50
Net Interest Margin
2.90%
Rank 44 of 50
Efficiency Ratio
82.02%
Rank 41 of 50
Equity / Assets
12.72%
Rank 28 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.49% | 0.97% | 1.35% | Beats 14% | 43 / 50 | |
| Return on Equity | 2.62% | 3.76% | 7.55% | 10.28% | Beats 16% | 42 / 50 | |
| Net Interest Margin | 2.90% | 3.15% | 3.72% | 4.20% | Beats 12% | 44 / 50 | |
| Efficiency Ratio | 82.02% | 67.18% | 75.90% | 80.66% | Beats 20% | 41 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.14% | 0.47% | 0.87% | Beats 64% | 19 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.72% | 10.68% | 13.50% | 16.38% | Beats 44% | 28 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.72% | 10.68% | 13.50% | 16.38% | Beats 44% | 28 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 60.97% | 55.23% | 70.87% | 80.60% | 34th pctl | 33 / 50 | |
| Loans / Assets | 53.37% | 43.53% | 60.64% | 68.47% | 38th pctl | 31 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |