PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Salisbury Postal Employees

Salisbury, NC · Charter 63770

Q4 1994

$60KAssets
$61KLoans
$37KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.78%.
  • Asset quality: problem loans at 11.75% of loans.
  • Funding: loans stand at 165.24% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

2.78%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets4.15%2.78%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans10.26%11.75%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans9.52%11.52%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares151.26%165.24%n/a
Liquid Assets / Assets0.00%0.00%n/a