Lincoln, NE · Charter 63757
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.47% | 1.38% | 1.31% | 1.43% | 1.48% | 1.69% | 1.58% | 1.75% | +33 bps | |
| Return on Equity | 10.96% | 10.15% | 9.68% | 10.50% | 10.50% | 11.67% | 10.59% | 11.63% | +114 bps | |
| Net Interest Margin | 3.76% | 3.76% | 3.75% | 3.82% | 3.89% | 3.91% | 3.95% | 4.00% | +18 bps | |
| Efficiency Ratio | 67.26% | 68.38% | 70.96% | 69.11% | 68.17% | 65.88% | 68.69% | 65.57% | -353 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.65% | 7.18% | 6.83% | 8.93% | 6.02% | 6.24% | 2.65% | 2.62% | -631 bps | |
| Loan Growth (YoY) | 5.12% | 6.53% | 7.33% | 8.11% | 5.31% | 1.93% | 1.67% | 1.89% | -622 bps | |
| Share Growth (YoY) | 6.19% | 6.95% | 7.01% | 8.32% | 5.21% | 7.18% | 0.82% | 2.37% | -595 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.53% | 1.74% | 1.26% | 1.37% | 1.43% | 0.82% | 0.54% | 0.79% | -58 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.45% | 13.57% | 13.51% | 13.61% | 14.07% | 14.46% | 14.91% | 15.08% | +146 bps | |
| Net Worth / Assets | 13.45% | 13.57% | 13.51% | 13.61% | 14.07% | 14.46% | 14.91% | 15.08% | +146 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.58% | 93.69% | 91.19% | 91.81% | 91.67% | 89.10% | 91.95% | 91.37% | -43 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |