Liberty First
Lincoln, NE · Charter 63757 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$523.4MAssets
$399.5MLoans
$437.2MShares
$78.9MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 92% of credit unions under $1B in assets (rank 143 of 1683).
- Widest gap: nonperforming loans / loans trails 57% of credit unions under $1B in assets (rank 952 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.75%
Rank 143 of 1,683
Net Interest Margin
4.00%
Rank 672 of 1,683
Efficiency Ratio
65.58%
Rank 310 of 1,682
Equity / Assets
15.08%
Rank 544 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.75% | 0.35% | 0.74% | 1.18% | Beats 92% | 143 / 1,683 | | |
| Return on Equity | 11.63% | 2.67% | 5.89% | 8.74% | Beats 91% | 159 / 1,681 | | |
| Net Interest Margin | 4.00% | 3.31% | 3.82% | 4.32% | Beats 60% | 672 / 1,683 | | |
| Efficiency Ratio | 65.58% | 68.91% | 78.20% | 86.93% | Beats 82% | 310 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.26% | 0.65% | 1.29% | Beats 43% | 952 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.08% | 10.44% | 12.89% | 16.53% | Beats 68% | 544 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.08% | 10.44% | 12.89% | 16.53% | Beats 68% | 544 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.37% | 52.61% | 69.38% | 83.50% | 89th pctl | 187 / 1,683 | | |
| Loans / Assets | 76.33% | 44.71% | 59.18% | 70.72% | 86th pctl | 240 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |