Lincoln, NE · Charter 63757
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
68
Asset Quality
43
Profitability
81
Liquidity
3
Efficiency
82
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Lincoln, NE · Charter 63757
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.47% | 1.38% | 1.31% | 1.43% | 1.48% | 1.69% | 1.58% | 1.75% | +33 bps | |
| Return on Equity | 10.96% | 10.15% | 9.68% | 10.50% | 10.50% | 11.67% | 10.59% | 11.63% | +114 bps | |
| Net Interest Margin | 3.76% | 3.76% | 3.75% | 3.82% | 3.89% | 3.91% | 3.95% | 4.00% | +18 bps | |
| Efficiency Ratio | 67.26% | 68.38% | 70.96% | 69.11% | 68.17% | 65.88% | 68.69% | 65.57% | -353 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.65% | 7.18% | 6.83% | 8.93% | 6.02% | 6.24% | 2.65% | 2.62% | -631 bps | |
| Loan Growth (YoY) | 5.12% | 6.53% | 7.33% | 8.11% | 5.31% | 1.93% | 1.67% | 1.89% | -622 bps | |
| Share Growth (YoY) | 6.19% | 6.95% | 7.01% | 8.32% | 5.21% | 7.18% | 0.82% | 2.37% | -595 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.53% | 1.74% | 1.26% | 1.37% | 1.43% | 0.82% | 0.54% | 0.79% | -58 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.45% | 13.57% | 13.51% | 13.61% | 14.07% | 14.46% | 14.91% | 15.08% | +146 bps | |
| Net Worth / Assets | 13.45% | 13.57% | 13.51% | 13.61% | 14.07% | 14.46% | 14.91% | 15.08% | +146 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.58% | 93.69% | 91.19% | 91.81% | 91.67% | 89.10% | 91.95% | 91.37% | -43 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Lincoln, NE · Charter 63757 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
Return on Assets
1.75%
Rank 143 of 1,683
Net Interest Margin
4.00%
Rank 672 of 1,683
Efficiency Ratio
65.58%
Rank 310 of 1,682
Equity / Assets
15.08%
Rank 544 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.75% | 0.35% | 0.74% | 1.18% | Beats 92% | 143 / 1,683 | ||
| Return on Equity | 11.63% | 2.67% | 5.89% | 8.74% | Beats 91% | 159 / 1,681 | ||
| Net Interest Margin | 4.00% | 3.31% | 3.82% | 4.32% | Beats 60% | 672 / 1,683 | ||
| Efficiency Ratio | 65.58% | 68.91% | 78.20% | 86.93% | Beats 82% | 310 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.79% | 0.26% | 0.65% | 1.29% | Beats 43% | 952 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.08% | 10.44% | 12.89% | 16.53% | Beats 68% | 544 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 15.08% | 10.44% | 12.89% | 16.53% | Beats 68% | 544 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 91.37% | 52.61% | 69.38% | 83.50% | 89th pctl | 187 / 1,683 | ||
| Loans / Assets | 76.33% | 44.71% | 59.18% | 70.72% | 86th pctl | 240 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||