Dixie Greyhound
Memphis, TN · Charter 6370 · Peer group: credit unions under $1B in assets in the Memphis, TN-MS-AR area (n=21)
NCUA · 2 branches
Q2 2025
$47.5MAssets
$37.2MLoans
$38.9MShares
$8.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 67% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 7 of 21).
- Widest gap: nonperforming loans / loans trails 67% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 15 of 21).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.20%
Rank 7 of 21
Net Interest Margin
3.50%
Rank 13 of 21
Efficiency Ratio
67.45%
Rank 8 of 21
Equity / Assets
17.44%
Rank 8 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 0.29% | 0.65% | 1.34% | Beats 67% | 7 / 21 | | |
| Return on Equity | 6.86% | 2.83% | 5.31% | 7.61% | Beats 57% | 9 / 21 | | |
| Net Interest Margin | 3.50% | 3.27% | 3.57% | 4.17% | Beats 38% | 13 / 21 | | |
| Efficiency Ratio | 67.45% | 66.15% | 79.98% | 87.85% | Beats 67% | 8 / 21 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.14% | 0.49% | 0.74% | 1.30% | Beats 33% | 15 / 21 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.44% | 13.11% | 16.05% | 21.61% | Beats 62% | 8 / 21 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.44% | 13.15% | 16.06% | 21.61% | Beats 62% | 8 / 21 | | |
| Liquidity & Funding |
| Loans / Deposits | 95.63% | 37.83% | 53.48% | 87.00% | 95th pctl | 1 / 21 | | |
| Loans / Assets | 78.33% | 29.52% | 49.71% | 67.97% | 86th pctl | 3 / 21 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |