Dakota Plains
Edgeley, ND · Charter 63613 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$93.3MAssets
$81.6MLoans
$81.1MShares
$11.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets (rank 124 of 1683).
- Widest gap: nonperforming loans / loans trails 65% of credit unions under $1B in assets (rank 1102 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.88%
Rank 706 of 1,683
Net Interest Margin
5.11%
Rank 124 of 1,683
Efficiency Ratio
80.33%
Rank 951 of 1,682
Equity / Assets
12.27%
Rank 954 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.35% | 0.74% | 1.18% | Beats 58% | 706 / 1,683 | |
| Return on Equity | 7.16% | 2.67% | 5.89% | 8.74% | Beats 63% | 629 / 1,681 | |
| Net Interest Margin | 5.11% | 3.31% | 3.82% | 4.32% | Beats 93% | 124 / 1,683 | |
| Efficiency Ratio | 80.33% | 68.91% | 78.20% | 86.93% | Beats 44% | 951 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.96% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,102 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.27% | 10.44% | 12.89% | 16.53% | Beats 43% | 954 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.27% | 10.44% | 12.89% | 16.53% | Beats 43% | 954 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 100.65% | 52.61% | 69.38% | 83.50% | 97th pctl | 55 / 1,683 | |
| Loans / Assets | 87.46% | 44.71% | 59.18% | 70.72% | 99th pctl | 20 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |