PackageTrendsPeer
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B&V

Overland Park, KS · Charter 63598

NCUA · 1 branch

Q2 2026

$42.6MAssets
$13.5MLoans
$34.3MShares
$8.1MNet Worth

Executive Summary

  • Earnings: ROA of 1.34%, up 132 bps year over year; NIM at 2.48%.
  • Asset quality: problem loans at 0.84% of loans (-75 bps YoY).
  • Capital: net worth / assets of 18.95%, up 188 bps from a year ago.
  • Funding: loans stand at 39.26% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

1.34%+132 bps YoY

Net Interest Margin (YTD, annualized)

2.48%+73 bps YoY

Efficiency Ratio (YTD, annualized)

73.01%-2,140 bps YoY

Net Worth / Assets

18.95%+188 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.71%-0.66%-0.17%0.02%0.64%0.62%1.91%1.34%+132 bps
Return on Equity-4.53%-4.09%-1.04%0.14%3.49%3.32%10.27%7.07%+693 bps
Net Interest Margin1.13%1.26%1.60%1.75%1.94%2.01%2.34%2.48%+73 bps
Efficiency Ratio136.58%132.39%100.53%94.41%90.29%87.07%76.63%73.01%-2,140 bps
Growth
Asset Growth (YoY)-12.29%-11.27%-11.86%-10.35%-13.33%-10.22%-3.41%-3.51%+684 bps
Loan Growth (YoY)-16.93%-14.60%-17.91%-16.45%-14.10%-17.07%-17.16%-14.43%+202 bps
Share Growth (YoY)-11.87%-12.73%-13.54%-11.91%-16.01%-12.95%-5.37%-5.58%+633 bps
Asset Quality
Delinquent Loans / Loans1.23%0.81%1.16%1.58%0.95%0.93%1.09%0.84%-75 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital15.63%16.13%16.85%17.07%18.39%18.58%18.57%18.95%+188 bps
Net Worth / Assets15.63%16.13%16.85%17.07%18.39%18.58%18.57%18.95%+188 bps
Liquidity & Funding
Loans / Shares43.68%44.90%43.74%43.31%44.67%42.78%38.29%39.26%-406 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps