United
Mexico, MO · Charter 63597 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$302.1MAssets
$191.4MLoans
$253.5MShares
$45.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 78% of credit unions under $1B in assets (rank 368 of 1683).
- Widest gap: efficiency ratio trails 46% of credit unions under $1B in assets (rank 777 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.19%
Rank 409 of 1,683
Net Interest Margin
4.43%
Rank 368 of 1,683
Efficiency Ratio
77.01%
Rank 777 of 1,682
Equity / Assets
15.17%
Rank 536 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.35% | 0.74% | 1.18% | Beats 76% | 409 / 1,683 | |
| Return on Equity | 7.87% | 2.67% | 5.89% | 8.74% | Beats 68% | 532 / 1,681 | |
| Net Interest Margin | 4.43% | 3.31% | 3.82% | 4.32% | Beats 78% | 368 / 1,683 | |
| Efficiency Ratio | 77.01% | 68.91% | 78.20% | 86.93% | Beats 54% | 777 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.26% | 0.65% | 1.29% | Beats 66% | 575 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.17% | 10.44% | 12.89% | 16.53% | Beats 68% | 536 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.17% | 10.44% | 12.89% | 16.53% | Beats 68% | 536 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 75.51% | 52.61% | 69.38% | 83.50% | 61st pctl | 663 / 1,683 | |
| Loans / Assets | 63.36% | 44.71% | 59.18% | 70.72% | 59th pctl | 684 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |