Los Angeles, CA · Charter 63589
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -1.07% | -1.06% | -0.92% | -0.30% | -0.17% | +91 bps | |
| Return on Equity | -6.44% | -6.39% | -5.65% | -1.84% | -1.02% | +542 bps | |
| Net Interest Margin | 1.89% | 1.96% | 2.11% | 2.97% | 3.06% | +117 bps | |
| Efficiency Ratio | 148.40% | 145.78% | 137.55% | 108.77% | 104.65% | -4,376 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.70% | -2.77% | -0.55% | 0.32% | -2.22% | +48 bps | |
| Loan Growth (YoY) | -2.73% | 40.63% | 65.75% | 58.75% | 80.36% | +8,309 bps | |
| Share Growth (YoY) | -4.77% | -3.14% | -1.58% | -0.79% | -3.12% | +165 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.18% | 0.13% | 0.10% | 0.06% | 0.06% | -12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.67% | 16.53% | 16.37% | 16.34% | 16.58% | -10 bps | |
| Net Worth / Assets | 16.67% | 16.53% | 16.37% | 16.34% | 16.58% | -10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 27.18% | 36.59% | 43.82% | 45.21% | 50.60% | +2,342 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |