Jacom
Los Angeles, CA · Charter 63589 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$54.1MAssets
$23.2MLoans
$45.9MShares
$9.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 89% of credit unions under $1B in assets (rank 193 of 1682).
- Widest gap: efficiency ratio trails 94% of credit unions under $1B in assets (rank 1588 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.17%
Rank 1,528 of 1,683
Net Interest Margin
3.06%
Rank 1,419 of 1,683
Efficiency Ratio
104.68%
Rank 1,588 of 1,682
Equity / Assets
16.58%
Rank 419 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.17% | 0.35% | 0.74% | 1.18% | Beats 9% | 1,528 / 1,683 | | |
| Return on Equity | -1.03% | 2.67% | 5.89% | 8.74% | Beats 9% | 1,522 / 1,681 | | |
| Net Interest Margin | 3.06% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,419 / 1,683 | | |
| Efficiency Ratio | 104.68% | 68.91% | 78.20% | 86.93% | Beats 6% | 1,588 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.26% | 0.65% | 1.29% | Beats 89% | 193 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.58% | 10.44% | 12.89% | 16.53% | Beats 75% | 419 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.58% | 10.44% | 12.89% | 16.53% | Beats 75% | 419 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 50.60% | 52.61% | 69.38% | 83.50% | 22nd pctl | 1,308 / 1,683 | | |
| Loans / Assets | 42.98% | 44.71% | 59.18% | 70.72% | 23rd pctl | 1,302 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |