PackageTrendsPeer
Letter portraitLegal landscape

M.M.C.

Blackmountain, NC · Charter 63574

Q4 1994

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 1994, the quarter ended December 31, 1994, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

M.M.C.

Blackmountain, NC · Charter 63574

Q4 1994

$396KAssets
$272KLoans
$315KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 7.76%.
  • Asset quality: problem loans at 6.07% of loans.
  • Funding: loans stand at 86.42% of shares as of Q4 1994.

Return on Assets (YTD, annualized)

7.76%

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets7.20%7.76%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans5.12%6.07%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans4.61%4.85%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares95.53%86.42%n/a
Liquid Assets / Assets11.41%11.45%n/a