Telco Community Credit Union
Candler, NC · Charter 63545 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 13 branches
Q2 2026
$429.3MAssets
$224.9MLoans
$371.1MShares
$53.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 89% of credit unions under $1B in assets (rank 193 of 1681).
- Widest gap: nonperforming loans / loans trails 74% of credit unions under $1B in assets (rank 1240 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.39%
Rank 296 of 1,683
Net Interest Margin
3.38%
Rank 1,219 of 1,683
Efficiency Ratio
69.45%
Rank 440 of 1,682
Equity / Assets
12.43%
Rank 925 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.39% | 0.35% | 0.74% | 1.18% | Beats 82% | 296 / 1,683 | |
| Return on Equity | 11.16% | 2.67% | 5.89% | 8.74% | Beats 89% | 193 / 1,681 | |
| Net Interest Margin | 3.38% | 3.31% | 3.82% | 4.32% | Beats 28% | 1,219 / 1,683 | |
| Efficiency Ratio | 69.45% | 68.91% | 78.20% | 86.93% | Beats 74% | 440 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.23% | 0.26% | 0.65% | 1.29% | Beats 26% | 1,240 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.43% | 10.44% | 12.89% | 16.53% | Beats 45% | 925 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.43% | 10.44% | 12.89% | 16.53% | Beats 45% | 925 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 60.60% | 52.61% | 69.38% | 83.50% | 36th pctl | 1,084 / 1,683 | |
| Loans / Assets | 52.38% | 44.71% | 59.18% | 70.72% | 38th pctl | 1,044 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |