PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Alamance County Employees

Graham, NC · Charter 63513

Q4 1994

$4.0MAssets
$3.3MLoans
$3.5MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 5.09%.
  • Asset quality: problem loans at 3.49% of loans.
  • Funding: loans stand at 95.83% of shares as of Q4 1994.

Financial Results

Return on Assets (quarter, annualized)

5.09%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets4.48%5.09%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.14%3.49%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans1.24%1.57%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares89.60%95.83%n/a
Liquid Assets / Assets18.85%14.25%n/a