Middletown Hospital
Middletown, OH · Charter 63446 · Peer group: credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (n=30)
NCUA · 3 branches
Q1 2025
$10.8MAssets
$4.9MLoans
$9.5MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 67% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 10 of 30).
- Widest gap: efficiency ratio trails 63% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 20 of 30).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.74%
Rank 15 of 30
Net Interest Margin
4.26%
Rank 10 of 30
Efficiency Ratio
82.98%
Rank 20 of 30
Equity / Assets
11.65%
Rank 15 of 30
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.74% | 0.34% | 0.74% | 1.74% | Beats 50% | 15 / 30 | | |
| Return on Equity | 6.36% | 2.33% | 5.95% | 12.53% | Beats 57% | 13 / 30 | | |
| Net Interest Margin | 4.26% | 3.16% | 3.96% | 4.27% | Beats 67% | 10 / 30 | | |
| Efficiency Ratio | 82.98% | 68.18% | 81.98% | 87.59% | Beats 37% | 20 / 30 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.18% | 0.47% | 0.93% | Beats 57% | 14 / 30 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.65% | 9.22% | 11.65% | 13.76% | Beats 50% | 15 / 30 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.65% | 9.35% | 11.65% | 13.76% | Beats 50% | 15 / 30 | | |
| Liquidity & Funding |
| Loans / Deposits | 51.49% | 49.84% | 62.41% | 76.56% | 27th pctl | 22 / 30 | | |
| Loans / Assets | 45.20% | 42.26% | 54.37% | 67.89% | 27th pctl | 22 / 30 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |