Greensboro Postal
Greensboro, NC · Charter 63445 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$15.6MAssets
$8.8MLoans
$10.2MShares
$5.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets (rank 28 of 1683).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets (rank 1643 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.01%
Rank 1,492 of 1,683
Net Interest Margin
4.18%
Rank 525 of 1,683
Efficiency Ratio
100.55%
Rank 1,565 of 1,682
Equity / Assets
34.29%
Rank 28 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.01% | 0.35% | 0.74% | 1.18% | Beats 11% | 1,492 / 1,683 | | |
| Return on Equity | -0.04% | 2.67% | 5.89% | 8.74% | Beats 11% | 1,489 / 1,681 | | |
| Net Interest Margin | 4.18% | 3.31% | 3.82% | 4.32% | Beats 69% | 525 / 1,683 | | |
| Efficiency Ratio | 100.55% | 68.91% | 78.20% | 86.93% | Beats 7% | 1,565 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.89% | 0.26% | 0.65% | 1.29% | Beats 2% | 1,643 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 34.29% | 10.44% | 12.89% | 16.53% | Beats 98% | 28 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 34.29% | 10.44% | 12.89% | 16.53% | Beats 98% | 28 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.80% | 52.61% | 69.38% | 83.50% | 81st pctl | 328 / 1,683 | | |
| Loans / Assets | 56.50% | 44.71% | 59.18% | 70.72% | 44th pctl | 938 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |