City Utilities Employees
Springfield, MO · Charter 63411 · Peer group: credit unions under $1B in assets (n=1,748-1,753)
NCUA · 4 branches
Q2 2024
$184.3MAssets
$113.3MLoans
$148.4MShares
$25.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 65% of credit unions under $1B in assets (rank 617 of 1753).
- Widest gap: return on equity trails 99% of credit unions under $1B in assets (rank 1724 of 1750).
- Overall: at or above the peer median on 3 of 6 directional measures.
Return on Assets
-5.46%
Rank 1,738 of 1,753
Net Interest Margin
1.56%
Rank 1,725 of 1,752
Equity / Assets
13.93%
Rank 615 of 1,752
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -5.46% | 0.23% | 0.68% | 1.19% | Beats 1% | 1,738 / 1,753 | |
| Return on Equity | -39.21% | 1.80% | 5.29% | 9.05% | Beats 1% | 1,724 / 1,750 | |
| Net Interest Margin | 1.56% | 2.98% | 3.54% | 4.20% | Beats 2% | 1,725 / 1,752 | |
| Efficiency Ratio | n/a | Not reported for this institution |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.22% | 0.59% | 1.20% | Beats 53% | 816 / 1,748 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.93% | 9.91% | 12.21% | 15.57% | Beats 65% | 617 / 1,753 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.93% | 9.91% | 12.21% | 15.57% | Beats 65% | 615 / 1,752 | |
| Liquidity & Funding |
| Loans / Deposits | 76.32% | 55.88% | 73.01% | 86.61% | 56th pctl | 775 / 1,750 | |
| Loans / Assets | 61.48% | 48.21% | 62.51% | 73.23% | 48th pctl | 913 / 1,752 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |