Kansas City
Kansas City, MO · Charter 63388 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 3 branches
Q2 2026
$46.4MAssets
$32.1MLoans
$41.7MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 52% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 13 of 27).
- Widest gap: equity / assets trails 89% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 25 of 28).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.53%
Rank 16 of 28
Net Interest Margin
4.08%
Rank 16 of 28
Efficiency Ratio
96.16%
Rank 26 of 28
Equity / Assets
8.64%
Rank 25 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.31% | 0.62% | 1.15% | Beats 43% | 16 / 28 | | |
| Return on Equity | 6.19% | 3.10% | 5.79% | 7.32% | Beats 52% | 13 / 27 | | |
| Net Interest Margin | 4.08% | 3.95% | 4.17% | 4.96% | Beats 43% | 16 / 28 | | |
| Efficiency Ratio | 96.16% | 71.31% | 75.97% | 85.82% | Beats 11% | 26 / 28 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.57% | 0.40% | 0.84% | 1.90% | Beats 18% | 24 / 28 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.64% | 9.27% | 11.97% | 17.47% | Beats 11% | 25 / 28 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.64% | 9.27% | 11.97% | 17.47% | Beats 11% | 25 / 28 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.99% | 47.88% | 66.90% | 83.14% | 64th pctl | 10 / 28 | | |
| Loans / Assets | 69.16% | 42.23% | 58.20% | 69.16% | 75th pctl | 7 / 28 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |