Quincy Postal Employees
Quincy, IL · Charter 63378 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$2.2MAssets
$478KLoans
$1.8MShares
$372KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 76% of credit unions under $1B in assets (rank 398 of 1683).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets (rank 1526 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.27%
Rank 1,332 of 1,683
Net Interest Margin
3.35%
Rank 1,250 of 1,683
Efficiency Ratio
91.89%
Rank 1,435 of 1,682
Equity / Assets
16.82%
Rank 398 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.27% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,332 / 1,683 | |
| Return on Equity | 1.61% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,376 / 1,681 | |
| Net Interest Margin | 3.35% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,250 / 1,683 | |
| Efficiency Ratio | 91.89% | 68.91% | 78.20% | 86.93% | Beats 15% | 1,435 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.72% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,526 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.82% | 10.44% | 12.89% | 16.53% | Beats 76% | 398 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.82% | 10.44% | 12.89% | 16.53% | Beats 76% | 398 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 26.01% | 52.61% | 69.38% | 83.50% | 3rd pctl | 1,626 / 1,683 | |
| Loans / Assets | 21.62% | 44.71% | 59.18% | 70.72% | 3rd pctl | 1,629 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |