Maine State
Augusta, ME · Charter 63377 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$805.9MAssets
$610.2MLoans
$696.5MShares
$78.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 43% of credit unions under $1B in assets (rank 954 of 1682).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets (rank 1380 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.26%
Rank 1,340 of 1,683
Net Interest Margin
3.19%
Rank 1,342 of 1,683
Efficiency Ratio
84.37%
Rank 1,158 of 1,682
Equity / Assets
9.78%
Rank 1,380 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.26% | 0.35% | 0.74% | 1.18% | Beats 20% | 1,340 / 1,683 | |
| Return on Equity | 2.70% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,256 / 1,681 | |
| Net Interest Margin | 3.19% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,342 / 1,683 | |
| Efficiency Ratio | 84.37% | 68.91% | 78.20% | 86.93% | Beats 31% | 1,158 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.26% | 0.65% | 1.29% | Beats 43% | 954 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.78% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,380 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.78% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,380 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.61% | 52.61% | 69.38% | 83.50% | 83rd pctl | 292 / 1,683 | |
| Loans / Assets | 75.72% | 44.71% | 59.18% | 70.72% | 84th pctl | 261 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |