Trunorth
Ishpeming, MI · Charter 6332 · Peer group: credit unions under $1B in assets in MI (n=56)
NCUA · 3 branches
Q2 2026
$203.5MAssets
$115.1MLoans
$184.0MShares
$20.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of credit unions under $1B in assets in MI (rank 9 of 56).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets in MI (rank 46 of 56).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.95%
Rank 36 of 56
Net Interest Margin
3.39%
Rank 43 of 56
Efficiency Ratio
77.19%
Rank 41 of 56
Equity / Assets
10.00%
Rank 46 of 56
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.74% | 1.15% | 1.47% | Beats 36% | 36 / 56 | | |
| Return on Equity | 9.45% | 6.40% | 9.29% | 11.51% | Beats 54% | 26 / 56 | | |
| Net Interest Margin | 3.39% | 3.40% | 3.92% | 4.36% | Beats 23% | 43 / 56 | | |
| Efficiency Ratio | 77.19% | 65.99% | 72.16% | 78.25% | Beats 29% | 41 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.49% | 0.84% | 1.28% | Beats 86% | 9 / 56 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.00% | 10.20% | 12.14% | 14.32% | Beats 18% | 46 / 56 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.00% | 10.20% | 12.14% | 14.32% | Beats 18% | 46 / 56 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.55% | 52.28% | 65.96% | 76.17% | 43rd pctl | 32 / 56 | | |
| Loans / Assets | 56.55% | 45.34% | 56.55% | 67.04% | 50th pctl | 28 / 56 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |