Multi-States
Springfield, MO · Charter 63306 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$90.9MAssets
$70.6MLoans
$78.9MShares
$11.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 77% of credit unions under $1B in assets (rank 388 of 1681).
- Widest gap: equity / assets trails 55% of credit unions under $1B in assets (rank 919 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.13%
Rank 479 of 1,683
Net Interest Margin
3.96%
Rank 700 of 1,683
Efficiency Ratio
75.81%
Rank 714 of 1,682
Equity / Assets
12.46%
Rank 919 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.35% | 0.74% | 1.18% | Beats 72% | 479 / 1,683 | | |
| Return on Equity | 9.05% | 2.67% | 5.89% | 8.74% | Beats 77% | 388 / 1,681 | | |
| Net Interest Margin | 3.96% | 3.31% | 3.82% | 4.32% | Beats 58% | 700 / 1,683 | | |
| Efficiency Ratio | 75.81% | 68.91% | 78.20% | 86.93% | Beats 58% | 714 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 69% | 526 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.46% | 10.44% | 12.89% | 16.53% | Beats 45% | 919 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.46% | 10.44% | 12.89% | 16.53% | Beats 45% | 919 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.43% | 52.61% | 69.38% | 83.50% | 85th pctl | 252 / 1,683 | | |
| Loans / Assets | 77.65% | 44.71% | 59.18% | 70.72% | 88th pctl | 200 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |