Wichita, KS · Charter 63300
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.24% | -0.21% | -0.42% | 0.01% | 0.12% | +36 bps | |
| Return on Equity | -1.92% | -1.72% | -3.55% | 0.13% | 1.23% | +315 bps | |
| Net Interest Margin | 2.77% | 2.84% | 2.84% | 2.55% | 2.71% | -6 bps | |
| Efficiency Ratio | 95.11% | 93.19% | 88.92% | 92.09% | 88.03% | -708 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.49% | -5.13% | 10.61% | 25.31% | 24.17% | +2,866 bps | |
| Loan Growth (YoY) | 14.70% | 10.58% | 8.51% | -0.86% | 0.11% | -1,459 bps | |
| Share Growth (YoY) | -0.17% | -1.85% | -1.23% | -4.41% | -4.24% | -406 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.44% | 1.01% | 1.19% | 0.92% | 0.86% | -58 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.61% | 12.48% | 11.92% | 9.79% | 9.94% | -267 bps | |
| Net Worth / Assets | 12.61% | 12.48% | 11.92% | 9.79% | 9.94% | -267 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 67.65% | 67.68% | 67.38% | 67.67% | 70.72% | +307 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |