Fox Valley Aurora, IL · Charter 63286 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 3 branches
Q2 2026
$45.5M Assets
$15.0M Loans
$38.5M Shares
$7.2M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 69% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 30 of 93). Widest gap: return on equity trails 76% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 72 of 95). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
-0.02%
Rank 73 of 96
Net Interest Margin
3.86%
Rank 41 of 96
Efficiency Ratio
90.74%
Rank 63 of 96
Equity / Assets
15.81%
Rank 42 of 96
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -0.02% -0.02% 0.42% 1.03% Beats 24% 73 / 96 Return on Equity -0.11% -0.11% 2.94% 6.89% Beats 24% 72 / 95 Net Interest Margin 3.86% 3.01% 3.57% 4.27% Beats 57% 41 / 96 Efficiency Ratio 90.74% 73.45% 82.91% 96.61% Beats 35% 63 / 96 Asset Quality Nonperforming Loans / Loans 0.40% 0.08% 0.86% 1.63% Beats 69% 30 / 93 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 15.81% 11.79% 15.23% 18.93% Beats 56% 42 / 96 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 15.81% 11.79% 15.23% 18.93% Beats 56% 42 / 96 Liquidity & Funding Loans / Deposits 38.97% 32.14% 50.03% 67.81% 31st pctl 66 / 96 Loans / Assets 33.00% 23.12% 42.50% 56.24% 35th pctl 62 / 96 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (93 to 96 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11