Mower County Catholic Parishes
Austin, MN · Charter 63258 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$6.7MAssets
$4.4MLoans
$5.4MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 85% of credit unions under $1B in assets (rank 251 of 1683).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets (rank 1528 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.04%
Rank 557 of 1,683
Net Interest Margin
4.70%
Rank 251 of 1,683
Efficiency Ratio
83.03%
Rank 1,091 of 1,682
Equity / Assets
19.02%
Rank 271 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.04% | 0.35% | 0.74% | 1.18% | Beats 67% | 557 / 1,683 | | |
| Return on Equity | 5.48% | 2.67% | 5.89% | 8.74% | Beats 46% | 902 / 1,681 | | |
| Net Interest Margin | 4.70% | 3.31% | 3.82% | 4.32% | Beats 85% | 251 / 1,683 | | |
| Efficiency Ratio | 83.03% | 68.91% | 78.20% | 86.93% | Beats 35% | 1,091 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.72% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,528 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.02% | 10.44% | 12.89% | 16.53% | Beats 84% | 271 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.02% | 10.44% | 12.89% | 16.53% | Beats 84% | 271 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.36% | 52.61% | 69.38% | 83.50% | 70th pctl | 506 / 1,683 | | |
| Loans / Assets | 65.01% | 44.71% | 59.18% | 70.72% | 63rd pctl | 630 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |