Telco Triad Community
Sioux City, IA · Charter 63218 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$160.5MAssets
$120.2MLoans
$140.5MShares
$19.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 67% of credit unions under $1B in assets (rank 559 of 1683).
- Widest gap: equity / assets trails 57% of credit unions under $1B in assets (rank 959 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.77%
Rank 808 of 1,683
Net Interest Margin
4.14%
Rank 559 of 1,683
Efficiency Ratio
80.67%
Rank 964 of 1,682
Equity / Assets
12.21%
Rank 959 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.77% | 0.35% | 0.74% | 1.18% | Beats 52% | 808 / 1,683 | | |
| Return on Equity | 6.32% | 2.67% | 5.89% | 8.74% | Beats 54% | 767 / 1,681 | | |
| Net Interest Margin | 4.14% | 3.31% | 3.82% | 4.32% | Beats 67% | 559 / 1,683 | | |
| Efficiency Ratio | 80.67% | 68.91% | 78.20% | 86.93% | Beats 43% | 964 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.26% | 0.65% | 1.29% | Beats 63% | 630 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.21% | 10.44% | 12.89% | 16.53% | Beats 43% | 959 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.21% | 10.44% | 12.89% | 16.53% | Beats 43% | 959 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.55% | 52.61% | 69.38% | 83.50% | 78th pctl | 362 / 1,683 | | |
| Loans / Assets | 74.88% | 44.71% | 59.18% | 70.72% | 83rd pctl | 290 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |