Wichita, KS · Charter 63211
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.45% | -0.86% | -0.89% | -1.43% | -0.24% | +21 bps | |
| Return on Equity | -5.00% | -9.74% | -10.07% | -17.36% | -2.79% | +221 bps | |
| Net Interest Margin | 5.44% | 5.61% | 5.85% | 5.70% | 5.92% | +48 bps | |
| Efficiency Ratio | 86.13% | 86.93% | 83.70% | 89.51% | 84.12% | -202 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.32% | -0.93% | -2.60% | -6.02% | -4.06% | -374 bps | |
| Loan Growth (YoY) | 0.29% | 0.47% | 1.43% | -1.06% | -4.59% | -489 bps | |
| Share Growth (YoY) | 0.58% | -1.18% | -1.50% | -6.31% | -4.00% | -459 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.58% | 3.12% | 3.34% | 2.09% | 2.04% | +46 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.03% | 8.81% | 8.88% | 8.25% | 8.64% | -39 bps | |
| Net Worth / Assets | 9.03% | 8.81% | 8.88% | 8.25% | 8.64% | -39 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 99.97% | 101.77% | 103.54% | 97.79% | 99.36% | -61 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |