Leavenworth, KS · Charter 63201
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Kansas City, MO-KS area (n=27 to 28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
21
Asset Quality
32
Profitability
42
Liquidity
42
Efficiency
36
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Leavenworth, KS · Charter 63201
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.11% | 0.25% | 0.35% | 0.28% | 0.31% | +20 bps | |
| Return on Equity | 1.19% | 2.74% | 3.75% | 3.01% | 3.37% | +219 bps | |
| Net Interest Margin | 4.34% | 4.45% | 4.52% | 4.62% | 4.70% | +35 bps | |
| Efficiency Ratio | 83.05% | 79.95% | 79.45% | 86.53% | 83.17% | +12 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.16% | 1.05% | 1.84% | 1.90% | 1.50% | +466 bps | |
| Loan Growth (YoY) | -3.34% | -0.47% | 0.89% | 0.85% | 5.26% | +861 bps | |
| Share Growth (YoY) | -0.18% | 1.24% | 1.10% | 1.29% | 0.94% | +112 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.13% | 1.12% | 1.12% | 1.02% | 1.15% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.97% | 9.11% | 9.25% | 9.17% | 9.15% | +18 bps | |
| Net Worth / Assets | 8.97% | 9.11% | 9.25% | 9.17% | 9.15% | +18 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.29% | 82.37% | 83.81% | 81.69% | 83.72% | +343 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Leavenworth, KS · Charter 63201 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 5 branches
Q2 2026
Return on Assets
0.31%
Rank 21 of 28
Net Interest Margin
4.70%
Rank 8 of 28
Efficiency Ratio
83.17%
Rank 19 of 28
Equity / Assets
9.15%
Rank 22 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.31% | 0.31% | 0.62% | 1.15% | Beats 25% | 21 / 28 | |
| Return on Equity | 3.37% | 3.10% | 5.79% | 7.32% | Beats 30% | 19 / 27 | |
| Net Interest Margin | 4.70% | 3.95% | 4.17% | 4.96% | Beats 71% | 8 / 28 | |
| Efficiency Ratio | 83.17% | 71.31% | 75.97% | 85.82% | Beats 36% | 19 / 28 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.15% | 0.40% | 0.84% | 1.90% | Beats 32% | 20 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.15% | 9.27% | 11.97% | 17.47% | Beats 21% | 22 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.15% | 9.27% | 11.97% | 17.47% | Beats 21% | 22 / 28 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 83.72% | 47.88% | 66.90% | 83.14% | 79th pctl | 6 / 28 | |
| Loans / Assets | 75.50% | 42.23% | 58.20% | 69.16% | 86th pctl | 4 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||