White Eagle
Augusta, KS · Charter 63189 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$198.5MAssets
$107.5MLoans
$168.3MShares
$27.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 85% of credit unions under $1B in assets (rank 244 of 1681).
- Widest gap: nonperforming loans / loans trails 83% of credit unions under $1B in assets (rank 1393 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.46%
Rank 265 of 1,683
Net Interest Margin
3.75%
Rank 901 of 1,683
Efficiency Ratio
65.29%
Rank 303 of 1,682
Equity / Assets
14.01%
Rank 671 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.46% | 0.35% | 0.74% | 1.18% | Beats 84% | 265 / 1,683 | |
| Return on Equity | 10.43% | 2.67% | 5.89% | 8.74% | Beats 85% | 244 / 1,681 | |
| Net Interest Margin | 3.75% | 3.31% | 3.82% | 4.32% | Beats 46% | 901 / 1,683 | |
| Efficiency Ratio | 65.29% | 68.91% | 78.20% | 86.93% | Beats 82% | 303 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.72% | 0.26% | 0.65% | 1.29% | Beats 17% | 1,393 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.01% | 10.44% | 12.89% | 16.53% | Beats 60% | 671 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.01% | 10.44% | 12.89% | 16.53% | Beats 60% | 671 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 63.87% | 52.61% | 69.38% | 83.50% | 41st pctl | 998 / 1,683 | |
| Loans / Assets | 54.16% | 44.71% | 59.18% | 70.72% | 41st pctl | 993 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |