Topeka, KS · Charter 63162
NCUA · 1 branch
Q1 2017
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.33% | -1.46% | -1.38% | -0.97% | -4.77% | -510 bps | |
| Return on Equity | 1.46% | -6.78% | -6.51% | -4.44% | -21.27% | -2,274 bps | |
| Net Interest Margin | 3.50% | 3.34% | 3.42% | 3.52% | 3.97% | +48 bps | |
| Efficiency Ratio | 91.39% | 121.02% | 124.19% | 115.88% | 142.45% | +5,106 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.32% | 2.19% | 2.53% | 2.10% | -7.80% | -648 bps | |
| Loan Growth (YoY) | 14.86% | 7.03% | -3.19% | -4.94% | -14.31% | -2,917 bps | |
| Share Growth (YoY) | -2.24% | 3.05% | 4.51% | 4.32% | -7.32% | -507 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.39% | 0.27% | 0.58% | 2.70% | 0.00% | -39 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.47% | 0.96% | 0.80% | 0.83% | 1.73% | +126 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.81% | 21.60% | 21.20% | 21.83% | 22.42% | -39 bps | |
| Net Worth / Assets | 22.81% | 21.60% | 21.20% | 21.83% | 22.42% | -39 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.13% | 83.24% | 79.41% | 80.20% | 77.79% | -635 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |