Fort Dodge Family
Fort Dodge, IA · Charter 63159 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$41.5MAssets
$25.6MLoans
$35.7MShares
$5.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 59% of credit unions under $1B in assets (rank 691 of 1683).
- Widest gap: nonperforming loans / loans trails 84% of credit unions under $1B in assets (rank 1421 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.58%
Rank 1,034 of 1,683
Net Interest Margin
3.97%
Rank 691 of 1,683
Efficiency Ratio
85.82%
Rank 1,217 of 1,682
Equity / Assets
12.89%
Rank 843 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,034 / 1,683 | | |
| Return on Equity | 4.52% | 2.67% | 5.89% | 8.74% | Beats 40% | 1,014 / 1,681 | | |
| Net Interest Margin | 3.97% | 3.31% | 3.82% | 4.32% | Beats 59% | 691 / 1,683 | | |
| Efficiency Ratio | 85.82% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,217 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.86% | 0.26% | 0.65% | 1.29% | Beats 16% | 1,421 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.89% | 10.44% | 12.89% | 16.53% | Beats 50% | 843 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.89% | 10.44% | 12.89% | 16.53% | Beats 50% | 843 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.74% | 52.61% | 69.38% | 83.50% | 54th pctl | 767 / 1,683 | | |
| Loans / Assets | 61.72% | 44.71% | 59.18% | 70.72% | 56th pctl | 745 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |