Immaculate Heart of Mary
Lafayette, LA · Charter 63143 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$622KAssets
$160KLoans
$427KShares
$195KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 91% of credit unions under $1B in assets in LA (rank 5 of 57).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets in LA (rank 57 of 57).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.61%
Rank 6 of 57
Net Interest Margin
3.86%
Rank 33 of 57
Efficiency Ratio
66.67%
Rank 8 of 56
Equity / Assets
31.35%
Rank 5 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.61% | 0.18% | 0.61% | 1.03% | Beats 89% | 6 / 57 | |
| Return on Equity | 5.13% | 0.88% | 3.71% | 5.62% | Beats 67% | 19 / 57 | |
| Net Interest Margin | 3.86% | 3.51% | 3.94% | 4.60% | Beats 42% | 33 / 57 | |
| Efficiency Ratio | 66.67% | 76.49% | 84.29% | 92.65% | Beats 87% | 8 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 32.50% | 0.35% | 1.18% | 2.04% | Beats 2% | 57 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 31.35% | 11.86% | 15.46% | 23.44% | Beats 91% | 5 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 31.35% | 11.86% | 15.46% | 23.44% | Beats 91% | 5 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 37.47% | 55.77% | 71.07% | 79.18% | 7th pctl | 53 / 57 | |
| Loans / Assets | 25.72% | 44.60% | 59.45% | 67.17% | 7th pctl | 53 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |