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Immaculate Heart of Mary

Lafayette, LA · Charter 63143

NCUA · 1 branch

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions under $1B in assets in LA3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

91

Q2 2024Q2 2026peer median (50)

Asset Quality

2

Q2 2024Q2 2026peer median (50)

Profitability

66

Q2 2024Q2 2026peer median (50)

Liquidity

0

Q2 2024Q2 2026peer median

Efficiency

87

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Immaculate Heart of Mary

Lafayette, LA · Charter 63143

NCUA · 1 branch

Q2 2026

$622KAssets
$160KLoans
$427KShares
$195KNet Worth

Return on Assets (YTD, annualized)

1.46%-61 bps YoY

Net Interest Margin (YTD, annualized)

3.91%-49 bps YoY

Efficiency Ratio (YTD, annualized)

62.70%+970 bps YoY

Net Worth / Assets

31.26%+123 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets1.28%0.75%0.28%2.07%1.51%1.01%0.20%1.46%-61 bps
Net Interest Margin3.59%3.00%2.88%4.40%3.84%3.32%2.89%3.91%-49 bps
Asset Growth (YoY)-12.69%-6.57%-3.42%-0.36%0.44%-0.98%-1.42%-1.75%-139 bps
Share Growth (YoY)-14.72%-10.23%-5.81%-2.16%-0.71%-2.53%-3.44%-3.48%-131 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Risk-Based Capital29.75%29.09%29.52%30.03%30.55%30.39%30.96%31.26%+123 bps
Loans / Shares49.57%50.10%46.45%42.68%41.46%43.11%41.19%37.51%-517 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Immaculate Heart of Mary

Lafayette, LA · Charter 63143 · Peer group: credit unions under $1B in assets in LA (n=56-57)

NCUA · 1 branch

Q2 2026

$622KAssets
$160KLoans
$427KShares
$195KNet Worth

Return on Assets

1.61%

Rank 6 of 57

Net Interest Margin

3.86%

Rank 33 of 57

Efficiency Ratio

66.67%

Rank 8 of 56

Equity / Assets

31.35%

Rank 5 of 57

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Return on Assets1.61%0.18%0.61%1.03%Beats 89%6 / 57
Net Interest Margin3.86%3.51%3.94%4.60%Beats 42%33 / 57
Nonperforming Loans / Loans32.50%0.35%1.18%2.04%Beats 2%57 / 57
Tier 1 Capital Ratio31.35%11.86%15.46%23.44%Beats 91%5 / 57
Equity / Assets31.35%11.86%15.46%23.44%Beats 91%5 / 57
Loans / Assets25.72%44.60%59.45%67.17%7th pctl53 / 57