Calcasieu Teachers and Employees
Lake Charles, LA · Charter 63142 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 3 branches
Q2 2026
$62.9MAssets
$24.5MLoans
$52.4MShares
$10.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 84% of credit unions under $1B in assets in LA (rank 10 of 57).
- Widest gap: net interest margin trails 77% of credit unions under $1B in assets in LA (rank 44 of 57).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.36%
Rank 37 of 57
Net Interest Margin
3.38%
Rank 44 of 57
Efficiency Ratio
86.22%
Rank 37 of 56
Equity / Assets
16.29%
Rank 26 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.36% | 0.18% | 0.61% | 1.03% | Beats 35% | 37 / 57 | |
| Return on Equity | 2.21% | 0.88% | 3.71% | 5.62% | Beats 32% | 39 / 57 | |
| Net Interest Margin | 3.38% | 3.51% | 3.94% | 4.60% | Beats 23% | 44 / 57 | |
| Efficiency Ratio | 86.22% | 76.49% | 84.29% | 92.65% | Beats 36% | 37 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.35% | 1.18% | 2.04% | Beats 84% | 10 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.29% | 11.86% | 15.46% | 23.44% | Beats 54% | 26 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.29% | 11.86% | 15.46% | 23.44% | Beats 54% | 26 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 46.77% | 55.77% | 71.07% | 79.18% | 16th pctl | 48 / 57 | |
| Loans / Assets | 38.94% | 44.60% | 59.45% | 67.17% | 16th pctl | 48 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |