PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

L&F Employees

Lincoln, IL · Charter 63127

Q2 1995

$464KAssets
$115KLoans
$395KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.68%.
  • Asset quality: problem loans at 3.87% of loans.
  • Funding: loans stand at 29.18% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

2.68%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets2.19%2.83%2.68%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.42%1.09%3.87%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.15%1.18%1.54%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares39.40%41.32%29.18%n/a
Liquid Assets / Assets64.42%50.65%65.91%n/a