Archer Heights Chicago, IL · Charter 63125 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=103-106)
NCUA · 1 branch
Q2 2025
$20.0M Assets
$8.2M Loans
$18.1M Shares
$1.6M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 81% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 21 of 103). Widest gap: return on equity trails 99% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 105 of 106). Overall: at or above the peer median on 1 of 7 directional measures. Return on Assets
-4.47%
Rank 104 of 106
Net Interest Margin
3.24%
Rank 64 of 106
Efficiency Ratio
217%
Rank 101 of 104
Equity / Assets
8.07%
Rank 102 of 106
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets -4.47% 0.08% 0.58% 1.18% Beats 2% 104 / 106 Return on Equity -55.41% 0.49% 3.78% 8.23% Beats 1% 105 / 106 Net Interest Margin 3.24% 2.93% 3.64% 4.27% Beats 40% 64 / 106 Efficiency Ratio 217% 69.23% 82.72% 93.44% Beats 4% 101 / 104 Asset Quality Nonperforming Loans / Loans 0.02% 0.15% 0.69% 2.00% Beats 81% 21 / 103 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 8.07% 12.03% 14.39% 19.69% Beats 4% 102 / 106 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 8.07% 12.03% 14.39% 19.69% Beats 4% 102 / 106 Liquidity & Funding Loans / Deposits 45.25% 33.13% 49.82% 69.47% 39th pctl 65 / 106 Loans / Assets 40.88% 25.17% 43.13% 58.90% 47th pctl 56 / 106 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (103 to 106 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.38%, the median effective tax rate of the 2,798 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11