Camanche, IA · Charter 63124
NCUA · 8 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
61
Asset Quality
69
Profitability
58
Liquidity
17
Efficiency
53
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Camanche, IA · Charter 63124
NCUA · 8 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.81% | 0.52% | 0.62% | 0.71% | 0.79% | 0.51% | 0.81% | 0.84% | +13 bps | |
| Return on Equity | 5.61% | 3.72% | 4.50% | 5.04% | 5.35% | 3.66% | 5.91% | 5.97% | +93 bps | |
| Net Interest Margin | 4.10% | 3.71% | 3.88% | 4.00% | 4.17% | 3.77% | 4.05% | 4.16% | +15 bps | |
| Efficiency Ratio | 79.22% | 84.49% | 79.97% | 80.25% | 79.65% | 84.25% | 80.79% | 77.14% | -311 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.58% | 3.22% | 0.41% | 2.70% | 1.69% | 2.72% | 3.24% | 3.10% | +40 bps | |
| Loan Growth (YoY) | -6.40% | -6.81% | -5.01% | -1.89% | 2.69% | 3.51% | 3.20% | 3.08% | +497 bps | |
| Share Growth (YoY) | 2.21% | 5.55% | 2.37% | 2.74% | 1.61% | 2.76% | 2.71% | 3.21% | +47 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.38% | 0.64% | 0.49% | 0.19% | 0.27% | 0.22% | 0.20% | 0.35% | +17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.44% | 13.90% | 13.87% | 14.13% | 14.72% | 13.84% | 13.79% | 14.08% | -5 bps | |
| Net Worth / Assets | 14.44% | 13.90% | 13.87% | 14.13% | 14.72% | 13.84% | 13.79% | 14.08% | -5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.50% | 88.64% | 86.31% | 88.37% | 94.50% | 89.29% | 86.73% | 88.26% | -11 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Camanche, IA · Charter 63124 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
Return on Assets
0.84%
Rank 744 of 1,683
Net Interest Margin
4.16%
Rank 551 of 1,683
Efficiency Ratio
77.14%
Rank 786 of 1,682
Equity / Assets
14.08%
Rank 663 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.84% | 0.35% | 0.74% | 1.18% | Beats 56% | 744 / 1,683 | ||
| Return on Equity | 5.97% | 2.67% | 5.89% | 8.74% | Beats 51% | 829 / 1,681 | ||
| Net Interest Margin | 4.16% | 3.31% | 3.82% | 4.32% | Beats 67% | 551 / 1,683 | ||
| Efficiency Ratio | 77.14% | 68.91% | 78.20% | 86.93% | Beats 53% | 786 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.35% | 0.26% | 0.65% | 1.29% | Beats 69% | 525 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.08% | 10.44% | 12.89% | 16.53% | Beats 61% | 663 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.08% | 10.44% | 12.89% | 16.53% | Beats 61% | 663 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 88.26% | 52.61% | 69.38% | 83.50% | 84th pctl | 277 / 1,683 | ||
| Loans / Assets | 75.86% | 44.71% | 59.18% | 70.72% | 85th pctl | 255 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||