Telcomm
Springfield, MO · Charter 63116 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$337.9MAssets
$245.0MLoans
$286.3MShares
$44.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 76% of credit unions under $1B in assets (rank 401 of 1682).
- Widest gap: return on equity trails 64% of credit unions under $1B in assets (rank 1081 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.54%
Rank 1,085 of 1,683
Net Interest Margin
4.22%
Rank 492 of 1,683
Efficiency Ratio
82.12%
Rank 1,041 of 1,682
Equity / Assets
13.18%
Rank 787 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.35% | 0.74% | 1.18% | Beats 36% | 1,085 / 1,683 | |
| Return on Equity | 4.07% | 2.67% | 5.89% | 8.74% | Beats 36% | 1,081 / 1,681 | |
| Net Interest Margin | 4.22% | 3.31% | 3.82% | 4.32% | Beats 71% | 492 / 1,683 | |
| Efficiency Ratio | 82.12% | 68.91% | 78.20% | 86.93% | Beats 38% | 1,041 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.26% | 0.65% | 1.29% | Beats 76% | 401 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.18% | 10.44% | 12.89% | 16.53% | Beats 53% | 787 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.18% | 10.44% | 12.89% | 16.53% | Beats 53% | 787 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 85.59% | 52.61% | 69.38% | 83.50% | 79th pctl | 361 / 1,683 | |
| Loans / Assets | 72.52% | 44.71% | 59.18% | 70.72% | 79th pctl | 356 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |