Hutchinson, KS · Charter 63090
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.54% | 0.52% | 0.31% | -0.13% | 0.35% | -19 bps | |
| Return on Equity | 4.29% | 4.12% | 2.43% | -1.08% | 2.66% | -163 bps | |
| Net Interest Margin | 4.28% | 4.22% | 4.14% | 3.51% | 3.88% | -40 bps | |
| Efficiency Ratio | 90.27% | 89.77% | 93.76% | 102.76% | 93.47% | +320 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.54% | 5.18% | 5.02% | 2.72% | -2.35% | -289 bps | |
| Loan Growth (YoY) | -6.23% | -5.01% | -2.23% | -2.19% | -3.35% | +288 bps | |
| Share Growth (YoY) | 0.15% | 2.95% | 4.89% | 3.49% | -4.45% | -460 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.78% | 2.54% | 2.67% | 2.24% | 2.05% | -73 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.60% | 12.68% | 12.61% | 12.33% | 13.11% | +52 bps | |
| Net Worth / Assets | 12.60% | 12.68% | 12.61% | 12.33% | 13.11% | +52 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 53.72% | 54.14% | 53.58% | 50.92% | 54.34% | +62 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |