St. Louis Newspaper Carriers
Fenton, MO · Charter 63055 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=26-27)
NCUA · 1 branch
Q2 2026
$20.1MAssets
$17.6MLoans
$18.8MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 89% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 4 of 27).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 27 of 27).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.04%
Rank 24 of 27
Net Interest Margin
0.79%
Rank 27 of 27
Efficiency Ratio
105.06%
Rank 25 of 27
Equity / Assets
6.54%
Rank 26 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.04% | 0.25% | 0.67% | 0.86% | Beats 11% | 24 / 27 | |
| Return on Equity | -0.61% | 2.16% | 5.85% | 7.25% | Beats 8% | 24 / 26 | |
| Net Interest Margin | 0.79% | 3.01% | 3.75% | 4.07% | Beats 0% | 27 / 27 | |
| Efficiency Ratio | 105.06% | 71.97% | 77.45% | 89.37% | Beats 11% | 25 / 27 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.24% | 0.77% | 1.40% | Beats 89% | 4 / 27 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 6.54% | 9.38% | 10.56% | 15.42% | Beats 4% | 26 / 27 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 6.54% | 9.38% | 10.56% | 15.42% | Beats 4% | 26 / 27 | |
| Liquidity & Funding |
| Loans / Deposits | 93.57% | 56.38% | 74.82% | 87.76% | 89th pctl | 3 / 27 | |
| Loans / Assets | 87.39% | 50.27% | 64.80% | 77.37% | 96th pctl | 1 / 27 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |