Topeka, KS · Charter 63042
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.51% | 0.62% | 1.18% | 1.29% | 1.28% | 0.57% | 1.14% | 1.14% | -15 bps | |
| Return on Equity | 1.84% | 2.24% | 4.21% | 4.62% | 4.82% | 2.24% | 4.41% | 4.41% | -21 bps | |
| Net Interest Margin | 2.09% | 2.12% | 2.52% | 2.64% | 2.56% | 1.96% | 2.54% | 2.48% | -17 bps | |
| Efficiency Ratio | 75.57% | 71.28% | 54.61% | 52.55% | 50.90% | 71.38% | 55.44% | 54.72% | +217 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 17.76% | 18.16% | 12.47% | 6.36% | 10.44% | 10.21% | 10.04% | 10.36% | +400 bps | |
| Loan Growth (YoY) | -1.92% | 0.37% | 0.98% | 5.37% | 4.48% | 4.45% | 4.49% | 0.29% | -508 bps | |
| Share Growth (YoY) | 25.25% | 25.63% | 16.46% | 6.61% | 12.65% | 12.28% | 13.09% | 14.18% | +757 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.05% | 0.04% | 0.16% | 0.04% | 0.04% | 0.00% | 0.00% | 0.03% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 28.01% | 27.60% | 27.88% | 27.84% | 26.54% | 25.62% | 25.93% | 25.78% | -206 bps | |
| Net Worth / Assets | 28.01% | 27.60% | 27.88% | 27.84% | 26.54% | 25.62% | 25.93% | 25.78% | -206 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 72.82% | 71.13% | 72.00% | 73.18% | 67.54% | 66.17% | 66.53% | 64.28% | -890 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |