PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

High Point Postal Employees

High Point, NC · Charter 63036

Q4 1995

$1.4MAssets
$870KLoans
$1.2MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.49%.
  • Asset quality: problem loans at 0.96% of loans.
  • Funding: loans stand at 71.60% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

4.49%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets3.49%3.66%3.91%4.49%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.39%0.28%0.02%0.96%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans0.51%0.56%0.72%0.51%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares66.90%68.13%72.70%71.60%n/a
Liquid Assets / Assets36.70%28.40%29.18%32.40%n/a