Summit
Greensboro, NC · Charter 63020 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$368.8MAssets
$233.6MLoans
$298.4MShares
$56.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets (rank 292 of 1683).
- Widest gap: nonperforming loans / loans trails 53% of credit unions under $1B in assets (rank 886 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.91%
Rank 673 of 1,683
Net Interest Margin
4.57%
Rank 292 of 1,683
Efficiency Ratio
68.35%
Rank 405 of 1,682
Equity / Assets
15.44%
Rank 505 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.35% | 0.74% | 1.18% | Beats 60% | 673 / 1,683 | |
| Return on Equity | 5.88% | 2.67% | 5.89% | 8.74% | Beats 50% | 843 / 1,681 | |
| Net Interest Margin | 4.57% | 3.31% | 3.82% | 4.32% | Beats 83% | 292 / 1,683 | |
| Efficiency Ratio | 68.35% | 68.91% | 78.20% | 86.93% | Beats 76% | 405 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.71% | 0.26% | 0.65% | 1.29% | Beats 47% | 886 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.44% | 10.44% | 12.89% | 16.53% | Beats 70% | 505 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.44% | 10.44% | 12.89% | 16.53% | Beats 70% | 505 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 78.29% | 52.61% | 69.38% | 83.50% | 66th pctl | 568 / 1,683 | |
| Loans / Assets | 63.35% | 44.71% | 59.18% | 70.72% | 59th pctl | 687 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |