PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

New Orleans Police Department Emp.

New Orleans, LA · Charter 63008

NCUA · 1 branch

Q2 2026

$22.0MAssets
$7.9MLoans
$12.4MShares
$9.1MNet Worth

Executive Summary

  • Earnings: ROA of 0.61%, up 30 bps year over year; NIM at 2.69%.
  • Asset quality: problem loans at 0.82% of loans (+27 bps YoY).
  • Capital: net worth / assets of 41.40%, up 26 bps from a year ago.
  • Funding: loans stand at 63.59% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

0.61%+30 bps YoY

Net Interest Margin (YTD, annualized)

2.69%+52 bps YoY

Efficiency Ratio (YTD, annualized)

77.54%-866 bps YoY

Net Worth / Assets

41.40%+26 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.47%0.46%1.00%0.31%0.57%0.37%0.90%0.61%+30 bps
Return on Equity1.17%1.11%2.38%0.74%1.44%0.90%2.12%1.47%+72 bps
Net Interest Margin2.70%2.65%2.47%2.17%2.07%2.28%2.99%2.69%+52 bps
Efficiency Ratio82.55%82.58%60.85%86.19%72.83%83.83%69.99%77.54%-866 bps
Growth
Asset Growth (YoY)2.11%1.94%1.86%1.83%2.06%1.14%0.99%0.34%-149 bps
Loan Growth (YoY)-0.47%-0.04%-0.13%-0.81%0.14%0.97%0.41%-0.19%+62 bps
Share Growth (YoY)0.84%0.87%2.01%1.79%2.47%0.90%1.06%0.55%-124 bps
Asset Quality
Delinquent Loans / Loans0.38%0.37%0.38%0.55%0.50%0.29%0.52%0.82%+27 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.26%1.25%1.28%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital40.37%41.70%42.25%41.14%39.77%41.60%42.36%41.40%+26 bps
Net Worth / Assets40.37%41.70%42.25%41.14%39.77%41.60%42.36%41.40%+26 bps
Liquidity & Funding
Loans / Shares64.12%70.09%64.94%64.06%62.67%70.14%64.52%63.59%-47 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps